Terms and Conditions

1. Why we collect personal information and how we may use it

Personal information means information we hold about you from which your identity is either apparent or can be reasonably determined which may include but not be limited to your name, address, telephone number, email address and photograph.
Generally, Website, Call Centres and contractors within the Navyug Pty Ltd will collect personal information directly from you, only to the extent necessary.

We will collect personal information from you when:

• you fill in an application form;
• you will pay us on our website;
• deal with us over the telephone;
• email us;
• ask us to contact you after visiting our website; or
• have contact with us in person.

The reference to “us” or “we” in each of the above and within this Privacy Policy includes, where relevant, NAVYUG PTY LTD ACN 654199247 (A company incorporated Australia’s laws), website, contractors or Call Centres within the Navyug Pty Ltd, in addition to any related bodies corporate of any of the aforementioned, which we refer to in this document as the NAVYUG PTY LTD.

We store your personal information electronically or in hard copy.
We will collect personal information from you by lawful and fair means and not in an unreasonably intrusive way. We will use your personal information only for the particular purpose that you provided it which is to provide our services to you or for a directly related purpose such as required or permitted by law or with your consent. To enable us to provide those services, we will disclose your personal information to those relevant entities which are members of the Navyug Pty Ltd.

We do not share your personal information with other organisations outside the Navyug Pty Ltd unless you give us your consent, or where sharing is otherwise required or permitted by law, or where this is necessary on a temporary basis.
We will not disclose your personal information to overseas recipients. When we temporarily provide personal information to companies who perform services for us, such as specialist information technology companies or other contractors, we require those companies to protect your personal information as diligently as we do.

2. Your rights and choices

You may interact with us anonymously or use a pseudonym where this is lawful and practicable.
You have the right to request access to the personal information you provide, and to correct or update your personal information. This right is subject to certain exceptions allowed by law (see below at point number 4).
You may instruct us to remove any previous consent you provided to receive marketing communications from us.
You may contact us on the following telephone number: 0466400006, 0469805671 or email address: admin@navyug.online . Please address your correspondence to “Privacy: Legal Department”.

Direct marketing and your privacy from time to time we may use the personal information we collect from you to identify particular Navyug’s services which we believe may be of interest to you. We may then contact you electronically, by phone or in hard copy to let you know about these services and how they may benefit you. We will always give you a choice to opt out of receiving such information in future.
Surveys

From time to time we may use the personal information we collect from you to survey your opinion about our services. We will always give you a choice to opt out of participating in such surveys.  We reserve the right to reproduce or use any client survey responses or comments in relation to services provided by Navyug Pty Ltd.

3. Your privacy preferences and choices

Every personalised marketing contact sent or made by Navyug Pty Ltd will include a means by which customers may opt out of receiving further marketing information.You may instruct us at any time to remove any previous consent you provided to receive marketing or survey communications from us.

4. Information sharing

We have a duty to maintain the privacy of all personal information we hold about you. However, certain exceptions do apply. For example, where disclosure of your personal information is:

• authorised or required by law e.g. disclosure to various government departments and agencies such as the Australian Taxation Office, CentreLink, Child Support Agency, or disclosure to courts under subpoena.
• in the public interest e.g. where a crime, fraud or misdemeanour is committed or suspected, and disclosure against the customer’s rights to confidentiality is justified.
• with your consent, Your consent may be implied or express and it may also be verbal or written.

5. Updating your information

It is inevitable that some personal information which we hold will become out of date. We will take reasonable steps to ensure that the personal information which we hold remains accurate and, if you advise us of a change of details, we will amend our records accordingly

6. Access to your personal information

Navyug Pty Ltd will, upon your request, and subject to applicable privacy laws, provide you with access to your personal information that is held by us. However, we ask that you identify, as clearly as possible, the type/s of information requested. You may be required to provide us with personal identification.
Navyug Pty Ltd will deal with your request to provide access to your personal information in a reasonable time – usually within 30 days of receipt of your request. See point 2 above on how to contact us regarding your personal information held by us.
Navyug Pty Ltd will not charge you for lodging such a request but we may recover from you our reasonable costs incurred in supplying you with access to this information.

Exceptions

Your right to access your personal information is not absolute. In certain circumstances, the law permits us to refuse your request to provide you with access to your personal information, such as circumstances where:
• access would pose a serious threat to the life or health of any individual;
• access would have an unreasonable impact on the privacy of others;
• the request is frivolous or vexatious;
• the information relates to existing or anticipated legal proceedings;
• the information relates to a commercially sensitive decision making process;
• access would be unlawful; or
• access may prejudice enforcement activities, a security function or commercial negotiations

7. Information security

Navyug Pty Ltd is committed to keeping your trust by protecting and securing your personal information.
We employ appropriate technical, administrative and physical procedures to protect personal information from unauthorised disclosure, loss, misuse or alteration.
We limit access to personal information to individuals with a business need consistent with the reason the information was provided.

8. Information transfer including Overseas

Your personal information may be stored on a server in the United States of America. Furthermore, if your personal information has been obtained in a country outside Australia, your personal information may be transferred to Australia. If Navyug Pty Ltd otherwise transfers personal information to countries outside Australia, we will only do so in compliance with all applicable Australian data protection and privacy laws.

9. Complaints

Information privacy complaints (Privacy Complaint) should be made to the Navyug Pty Ltd’s email within 30 Days of the alleged breach occurring.
Privacy Complaints will be included in a Privacy Complaints Register.
A member of the Navyug Pty Ltd will investigate the Privacy Complaint under the Chief Operating Officer’s supervision in consultation with any appropriate managers or other personnel.

THE NAVYUG PTY LTD WILL:

1. be a contact point for any person wishing to make a complaint;
2. receive and ensure any written Privacy Complaint is acknowledged;
3. ensure the complaint is recorded in the Privacy Complaint Register;
4. seek further information, including any documentation the complainant wishes to add during the investigation process;
5.identify the outcome the complainant seeks as a consequence of submitting the complaint (e.g. an apology);
6. ensure the Privacy Complaint is investigated and assess the complaint;
7. ensure the investigation process is documented, including names of staff consulted, and interview notes are taken;
8. seek technical and/or legal advice through the Office of the Australian Information Commissioner and/or a Legal Professional as appropriate;
9. upon completion of the investigation and seeking any technical / legal advice, make a determination whether to:
• allow the complaint; or
• allow the complaint in part; or
• decline to allow the complaint; or
• if the complaint is allowed in full or in part, provide a resolution;
10. notify the complainant in writing of the outcome. The reasons for the decision must be outlined. The letter should also notify the complainant of the right to appeal to the Privacy Commissioner if the complainant remains dissatisfied with the outcome reached.
Privacy Complaints can be made orally or in writing.

1. Oral Complaints

Oral complaints (e.g. complaints over the telephone or in person) can be received by the Chief Operating Officer or his/her delegate (for example, a member of the Navyug’s Legal Team) when the complaints are judged by the complainant and the Chief Operating Officer or his/her delegate, as capable of resolution within five working days. A file note will be made of the complaint and the outcome for record keeping purposes. The Chief Operating Officer or his/her delegate may decide to confirm the outcome in writing.

2. Complex Complaints

If the Chief Operating Officer or his/her delegate believes that a complaint is complex or requires investigation, then the complainant will be invited to submit a complaint in writing.
The Chief Operating Officer or his/her delegate will assist complainants, if requested or if it appears that the complainant requires assistance in the drafting of the complaint.

3. Time Limit

We will endeavour to make a decision on all written complaints within 20 working days after the day the complaint was received. Discussion can take place with the complainant for an extension of time if circumstances suggest this is appropriate (e.g. temporary absence of staff relevant to the complaint).

4. Privacy Complaints Register

The Chief Operating Officer or his/her delegate will establish a secured register to keep account of the status of Privacy Complaints.

By using any Interactive Areas, you agree not to post, upload to, transmit, distribute, store, create or otherwise publish or send through the Sites any of the following:
• User Content that is unlawful, libellous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, abusive, inflammatory, fraudulent or otherwise objectionable;
• User Content that would constitute, encourage or provide instructions for a criminal offence, violate the rights of any party or that would otherwise create liability or violate any local, state, national or international law;
• User Content that displays, describes or encourages usage of any product We sell in a manner that could be offensive, inappropriate or harmful to Us or any user or consumer;
• User Content that may impinge upon or violate the publicity, privacy or data protection rights of others, including pictures, videos, images or information about another individual where you have not obtained such individual’s consent;
• User Content that makes false or misleading statements, claims or depictions about a person, company, product or service;
• User Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party;
• User Content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity; and
• Viruses, malware of any kind, corrupted data or other harmful, disruptive or destructive files or code.

Restrictions on Rights to Use

You agree you shall not (and you agree not to allow any other individual or entity using your password and identification to):
• download‚ modify‚ reproduce‚ adapt‚ translate‚ reverse engineer‚ create derivative works based upon‚ publicly display‚ sell‚ rent‚ license‚ or in any way commercially exploit any portion of this Site‚ except and to the extent expressly permitted under these Terms;
• remove any copyright‚ trademark or other proprietary rights notice contained in or on the Site;
• use any robot‚ spider‚ site search/retrieval application‚ or other device to retrieve or index any portion of this Site;
• collect any information about other users (including usernames and/or email addresses) for any purpose other than to solicit and/or share reviews with other users;
• reformat or frame any portion of any Web pages that are part of this Site;
• create user accounts by automated means or under false or fraudulent pretences;
• create or transmit to other users unsolicited electronic communications‚ such as “spam‚” or otherwise interfere with other users’ enjoyment of the Site;
• submit to this Site any content that falsely states or implies that such content is sponsored or endorsed by us;
• transmit or upload to this Site any item containing or embodying any virus‚ worm‚ defect‚ malware‚ Trojan horse‚ software bomb or other feature designed to damage or degrade in any manner the performance of this Site‚ any other Web site‚ or any computer or other device or system‚ or the enjoyment of this Site by any user;
• use this Site to violate the security of or gain unauthorised access to any computer or computer network or other device or system (including unauthorised attempts to discover passwords or security encryption codes);
• submit to this Site any content that is unlawful or facilitates‚ constitutes‚ promotes or encourages illegal activity; or otherwise use the Site to transfer or store illegal material‚ including any material deemed threatening or obscene;
• copy or store any User Content offered on this Site other than for your personal‚ non-commercial use;
• take any action that imposes‚ or may impose‚ in our sole discretion‚ an unreasonable or disproportionately large data or traffic load on this Site or the IT infrastructure used to operate and make this Site available; or
• use this Site and/ or any User Content‚ intentionally or unintentionally‚ to violate any applicable local‚ state‚ federal or international law.